PAPME FINANCIAL

TERMS AND CONDITIONS of Agencys PAPME

1 - Offer reserved for individual major subject of study and acceptance of your application by our agency. You have a statutory period for withdrawal after the signing of the credit contract offer.

2 fixed annual rate of 3% based on the amount borrowed and the loan period

3 - The maximum term for repayment is from 1 year to 25 years to avoid going against the usury law.

4 - Repayments of your personal loan is suitable for your budget.

5 - The borrower submits a debt but after validation of the file and Obtaining funds in his bank account.

6- The first repayment will be done 4 months after the receipt of funds from your bank account.

All credits are offered subject to verification of the information provided and acceptance by our agency.

07 - You get your financing in 72 hours after acceptance of your application for personal loan and 6 Day Home Loan

08 - You have no supporting updating to provide. You do what you want your loan: it is up to you!
09 - You can request the modulation of repayments to your credit upward or downward every 6 months.

10 - You can request the postponement of a monthly payment each year.

11 - You may repay all or part of your credit without penalty.

In case of partial repayment, you can reduce the duration of your loan or reduce your monthly payment.

12 - The borrower a mortgage must specify whether it is of primary residence, rental investment,

second home development works or whether the financing of a professional project or a consolidation loan.
Credits Possible to Get
- Property loans to finance the purchase of an apartment, a house, a shop or other housing.
- Car credit to purchase a car.
- Consumer credit to finance the expenses of everyday life.
This type of credit mainly includes:
* Revolving credit
* A personal loan or consumer credit. It allows you to finance your projects.
* Monthly payment The purchase of credits is used to group its consumer loans into one loan.
Our strengths
- Quick response within 24 hours
- Loan agreement
- Any loan you have to pay back the registration fee
- Loan Insurance
- Maximum amount $ 35,500,000.00 
- Duration: 300 months maximum
- Deferred 24 months maximum
- real guarantee: any kind of warranty.
The borrower insurance policies are provided by BNP Insurance Company Health Insurance, PAPME subsidiary. With capital of € 986,033,325 fully paid. 334 028 123 RCS Paris Headquarters 50-56 rue de la Procession 75015 Paris. Companies governed by the Insurance Code. Secured events and conditions contained in the Contract. It may happen that your health does not allow you to benefit from standardized insurance conditions. The device provided by the Convention AERAS organizing solutions for your case. The cost of insurance is calculated fictitiously to a borrower. If the borrower has 60 years or more, the cost is higher, check with an adviser.
Within the limits and conditions of the contract.
Lender Regional Bank PAPME Mutuel Provence Côte d'Azur. cooperative company with variable capital authorized as a credit institution. Head office located Avenue Paul Arena - The Négadis- 83300 COT. COT RCS 415 176 072. insurance brokerage firm registered with the Insurance Intermediaries Register under number 07005753 and consulted with ORIAS as broker.
Check with your advisor for the conditions of this offer in our Regional Bank PAPME.
Conditions at 01/06/2015. The percentage rate and the numerical example are established on the basis of currently available on the date indicated.